UPI Security Rules 2026: Biometric Authentication & Name Verification

MP Kesari Desk:- To permanently curb digital financial scams and phishing attacks, the National Payments Corporation of India (NPCI) has deployed strict new UPI Security Rules.

High-value online fund transfers now require secondary Biometric Authentication (Face ID or Fingerprint scanning) rather than just a standard 4-digit or 6-digit UPI PIN.

Additionally, a real-time UPI Name Verification Feature will display the recipient's legal bank-registered name before any money leaves your account.

Cybersecurity Alert: Digital payment experts advise all smartphone users to optimize these 5 critical UPI Safety Settings to safeguard their funds:

1. Enable App-Level Biometrics: Lock Google Pay, PhonePe, and Paytm behind device fingerprint sensors.

2. Utilize Hidden Folders: Keep all digital banking apps inside a secure, password-protected private folder.

3. Turn On Instant SMS Alerts: Never disable real-time push notifications from your bank.

4. Set Daily Transaction Limits: Limit daily outbound transfers directly inside your mobile banking app.

5. Disable International UPI Roaming: Turn off cross-border digital payment channels when not traveling abroad.